Answers to frequently asked questions about auto accident personal injury claims and Massachusetts state law.
Not only are auto accidents an inconvenience and a hassle, a common complaint of auto accident victims is that they don’t feel as normal as they did prior to the accident As an accident victim, you may also be experiencing obvi ous pains and symptoms like muscle stiffness or spasm, neck pain, headaches, numbness and tingling, back pain, difficulty sleeping, irritability, memory loss, fatigue, difficulty concentrating and many other difficulties. Worse than that, you may be injured and feel nothing at all. If this sounds familiar, we can help.
What is the coverage limit under PIP?
For any person sustaining a personal injury as a result of a motor vehicle accident, there is an $8,000 limit in available Personal Inju1y Protection benefits. However, the $8,000 limit also includes payment for a portion of any wages, which you lost as a result of injuries sustained in your accident.
PERSONAL HEALTH INSURANCE
Should my chiropractic bills be submitted to my personal health insurance carrier?
No! Initially_your chiropractic bills and other related medical bills should be submitted to your motor vehicle insurance carrier, or to the insurance carrier on the vehicle in which you were riding, under your PIP Application. The carrier is required to pay the first $2,000 in related medical bills. If you had personal health insurance in effect at the time of the accident, the motor vehicle insurance carrier will pay the first $2,000 and then you must submit your additional medical bills to your personal health insurance carrier for payment. If you did not have personal health insurance, the carrier will pay your related medical bills up to the amount of $8,000.
The victim of a car accident is entitled to compensation for all damages resulting from the accident, including past and expected future
medical expenses and lost income, physical pain and emotional suffering and distress, disability, disfigurement and loss of use of any body part.
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To feel better all the time, to heal faster when you are sick, or to live longer without drugs or surgery isn’t some unattainable dream. Natural, optimal health can be a reality in your life, and it starts at Atlantic Chiropractic. Our preventative, non-surgical methods have revolutionized the way pain and other health issues are addressed today.